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Once Inland Revenue collects most of the revenue that the Government needs to fund its programmes and the many services that the New Zealand community wants and needs. The student loan scheme lets students take out a loan with the Government while they are studying at tertiary institutions, like universities and polytechnics. The Study Zone - Finance - Student Loans - Student loans are a big part of the New Zealand university experience. Many undergraduate students will need to take out a loan to help finance their studies. Study To qualify for a student loan you will need to be a New Zealand citizen, permanent resident or refugee, and willing to sign a loan agreement with the New Zealand How much do you have to pay back? For every dollar you earn above this amount, you will have to pay 10 cents toward your student loan. eStudent eCAF FAQ - What eCaf do I need to complete? I am a permanent resident and was previously an international student. Can I submit an online eCAF? 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posted by ginnyseta at 09 November, 2009